Klyvian Technologies designs recovery and collections infrastructure for banks and NBFCs — replacing spreadsheets and phone calls with one accountable system from assignment to settlement.
Klyvian Technologies Pvt Ltd builds software specifically for the recovery and collections function inside banks and NBFCs — the part of lending that rarely gets good tooling.
We start from how a collections floor actually works: agents in the field, team leads chasing numbers, finance approving payments, and legal escalating the cases that go cold. Every product we ship is built around that real workflow, not a generic ticketing system repurposed for finance.
Our workflows are shaped by collection managers and field agents — disposition codes, PTP tracking, and legal escalation reflect how recovery teams already work.
Admins, team leads, finance, and field agents work off the same live data — no exporting spreadsheets between departments.
Agents log visits, capture payment proof, and get PTP reminders from their phone — not a desktop tool they check once a week.
A full collections CRM for banks and NBFCs — case assignment, payment approvals, GPS visit tracking, and legal escalation in one system.
Replaces spreadsheets and WhatsApp groups with a single system of record for the entire recovery cycle — from the day a case is uploaded to the day it's settled or escalated.
Live KPIs, agent leaderboards, and DPD-bucket breakdowns for admins to see the whole portfolio at a glance.
Bulk-upload cases from Excel and assign them to agents by name or ID — no manual spreadsheet routing.
GPS-logged field visits with disposition codes, plus a live map of where every agent is right now.
Agents upload proof with UTR; finance approves or rejects with one click and an audit trail behind it.
Escalate stalled cases to legal notice, Section 138, or arbitration, and track status to resolution.
Team leads see their own agents' collection rate and caseload — without exporting anything.
Agents are notified the moment a case is assigned or a payment is approved — no follow-up calls needed.
The same system, packaged as a native Android app for agents working entirely from the field.
Klyvian Collect is live today. The rest of the suite is in active development — built to plug into the same login and the same data as Collect.
Recovery & collections CRM — case assignment, field tracking, payments, legal escalation.
Loan Origination System — application intake, underwriting, and sanction workflow.
Loan Management System — disbursal, EMI schedules, and account servicing.
Lead management for loan sourcing teams — capture, score, and route leads to closure.
Customer onboarding & KYC — digital application, document checks, and activation.
Channel partner & DSA management — onboarding, payouts, and performance tracking.
Credit policy & deviation approval — rule-based decisioning with audit-ready sign-off.
Customer service desk — ticketing, complaint resolution, and SLA tracking for lenders.
Field & branch expense management — claims, approvals, and reimbursement tracking.
The same four steps every case moves through, visible to every role in real time.
Cases come in by Excel and get assigned to agents — by name, region, or workload.
Agents visit, log GPS-tagged outcomes, and set promise-to-pay dates on the spot.
Proof gets uploaded with a UTR; finance approves or rejects with full audit history.
Cases close out as recovered, or move to the legal action center if they stall.
We'll walk your team through Klyvian Collect using a sample case file — no commitment, just the product.